An SR-22 document is often thought of as a type of car insurance. However, it's actually a form that some drivers must file with the state. An SR-22 form proves a driver has the minimum required liability coverage to handle their financial responsibility in case there's an accident. 

In Ohio, a judge or the state's licensing agency may require you to file an SR-22 form. 

At The Insurance Pad in Cleveland, Ohio, our agents understand Ohio's SR-22 filing laws. If you must file an SR-22 form, contact us right away to help you meet the requirements. 

Do I Need To File an Ohio SR-22 Form? 
Not every Ohio driver must file an SR-22 form. If you've received a notice that you must file an SR-22 form, contact your insurance agent. They can file the form on your behalf and help you comply with SR-22 document rules. 

Who Needs To File an SR-22 Form in Ohio? 
If you are convicted of a serious driving offense, have had your license suspended or have several moving violations and are a resident of Ohio, you may be required to file an SR-22 form. 

You may be required to file an SR-22 form if you have a suspended license. 

Ohio Non-Owner SR-22 Form 
If you don't own a vehicle or have a car title in your name but must file an SR-22 form, your agent can help you get a non-owners auto insurance policy. 

Non-owner insurance isn't associated with a specific vehicle, but it provides at least the minimum amount of required liability coverage if you borrow or rent a car. 

If you don't plan to drive during the time when you must file an SR-22 form, your agent can help you understand how to navigate Ohio's requirements. 

How Much Does an SR-22 Document Cost? 
The cost of auto insurance if you are required to file an SR-22 form in Ohio is generally higher than a standard auto insurance policy. Drivers who must file an SR-22 form have driving violations on their records, which means they present a higher statistical risk of making a claim. Insurance companies may offset risk by charging higher premiums. 

If you've recently received notice that you must file an SR-22 form, contact your agent to ensure your coverage meets the requirements.  

How To Get an SR-22 in Ohio 
At The Insurance Pad, we can help you get the auto insurance you need to fulfill Ohio's minimum auto liability requirements and assist you with filing the required SR-22 form.  
 

You may also be interested in…