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The Insurance Pad, LLC Blog Page 3

View the latest blog posts from The Insurance Pad, LLC.

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Wednesday, November 1, 2023

3 Busted Myths About Life Insurance

With so many insurance providers offering a wide variety of life insurance policies, it’s no surprise that rumors spread. Many people think life insurance is too expensive or that its coverage is too limited. READ MORE >>

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Monday, October 2, 2023

Understanding Life Insurance With Living Benefits and Why You May Need It?

Life insurance with living benefits, often referred to as “living benefits” or “accelerated benefits,” is a type of life insurance policy that goes beyond its traditional purpose of providing a death benefit to beneficiaries upon the policyholder’s passing. READ MORE >>

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Friday, September 1, 2023

Some Ways to Save on Auto Insurance

Everyone is looking to save on their auto insurance and there are multiple ways to do it. It’s always best to contact your independent agent to get more details but here are a few tips to get you started on keeping your car safe and your wallet heavy.  READ MORE >>

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Monday, August 14, 2023

Why Are Home and Auto Insurance Premiums Rising?

Rising home and auto insurance premiums are concerning for many American consumers. While it may seem frustrating, understanding the underlying factors behind these increases can shed light on the insurance industry and its challenges.  Increasing Frequency and Severity of Natural Disasters  READ MORE >>

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Friday, July 14, 2023

Understanding Your Auto Insurance Policy

Have you ever read your auto insurance policy? Insurance professionals spend years learning to review and analyze coverage. It can take a lot of time and effort to work through all of the provisions. Besides, as a typical policyholder, if you ever managed to read an entire policy, you’d probably find it pretty boring. READ MORE >>

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Friday, June 2, 2023

5 Common Homeowners Mistakes

Both new homeowners and veteran homeowners can fall into common pitfalls when it comes to homeowners insurance. Homeowners insurance isn’t always straightforward, and mistakes are often made when it comes to coverage and compensation. Make sure you don’t fall into these common mistakes with your home insurance policy. READ MORE >>

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Thursday, May 18, 2023

How to Prevent Home Insurance Claims

There's nothing worse than coming home to find that your living space has been burglarized. While having homeowners insurance softens the blow, you would have been far better off had the incident never happened in the first place. Try these steps to prevent home burglary from happening to you.  READ MORE >>

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Friday, April 14, 2023

Three Mistakes To Avoid When Buying Auto Insurance

It’s easy to think that buying auto insurance is one of those things that we’ll eventually get the hang of. But the truth is, it can be confusing to even seasoned drivers. Whether you're a brand-new driver, or just want to make sure that you're getting the best insurance you can buy, ... READ MORE >>

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Monday, March 6, 2023

4 Tips To Reduce Your Home Insurance Costs

Buying home insurance is a key step in protecting your assets. But premiums cost money, and you’ll likely also likely want to limit those costs if possible.  Depending on your current policy, you have ways to cut back on the cost of insurance without giving up the coverage you need.  READ MORE >>

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Wednesday, February 1, 2023

The Common Terms Associated With Car Insurance

If you’re shopping for car insurance, you might hear many terms you’re familiar with. While you are buying only one policy covering just one vehicle, many factors determine the cost of your car insurance policy — and these terms often are used to describe these factors.  READ MORE >>

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