The Insurance Pad, LLC Blog: home insurance
View the latest blog posts from The Insurance Pad, LLC.
Thursday, March 7, 2024When you remodel, there's a chance you may see a change in your home insurance rates. If and how much they change will depend on what type of work you're doing. What Determines Home Insurance Rates When it comes to remodeling and figuring out how your home insurance rates might change, two factors come into play. READ MORE >>
Wednesday, February 28, 2024It is not common for hail to cause substantial damage to hard surfaces. This can happen, though. The larger the ice crystals are, the more likely it is for you to suffer some type of damage to the home’s surfaces. Depending on your home insurance, you may have coverage for this type of loss. READ MORE >>
Friday, June 2, 2023Both new homeowners and veteran homeowners can fall into common pitfalls when it comes to homeowners insurance. Homeowners insurance isn’t always straightforward, and mistakes are often made when it comes to coverage and compensation. Make sure you don’t fall into these common mistakes with your home insurance policy. READ MORE >>
Thursday, May 18, 2023There's nothing worse than coming home to find that your living space has been burglarized. While having homeowners insurance softens the blow, you would have been far better off had the incident never happened in the first place. Try these steps to prevent home burglary from happening to you. READ MORE >>
Monday, March 6, 2023Buying home insurance is a key step in protecting your assets. But premiums cost money, and you’ll likely also likely want to limit those costs if possible. Depending on your current policy, you have ways to cut back on the cost of insurance without giving up the coverage you need. READ MORE >>
Thursday, January 5, 2023Since a home fire is such a devastating event, it is often assumed that the kitchen is the most dangerous room in the house. However this is not true according to a study by the Centers for Disease Control and Prevention. In terms of the numbers of injuries sustained, the bathroom is by far the most dangerous and a major reason you will want home insurance. READ MORE >>
Tuesday, November 1, 2022Home break-ins are all too common, especially during the daytime on weekdays when most people are away at their jobs. Home break-ins are also most frequent during the warm months of the year. However, many break-ins are preventable by increasing your home security. Use these tips to protect your property. READ MORE >>
Wednesday, March 16, 2022If you are wondering how homeowners insurance covers dogs, you are asking a great question. Your home insurance won't cover the veterinarian bills or the loss of a dog. Your home insurance isn't going to cover your favorite pillow if the dog chews it up. But, your home liability insurance might cover dog bites. READ MORE >>
Monday, December 20, 2021When something goes wrong and you have suffered damage to your home, filing an insurance claim is often the right thing to do. You pay for your home insurance to help meet your financial needs following a covered loss. But, will filing a claim actually increase what you pay for your home insurance? READ MORE >>
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