IS YOUR BOATING INSURANCE SEAWORTHY IN OHIO?

Getting out on the water in your boat or watercraft is a wonderful escape from the world. But, having fun on the water can also increase liability risks. Let’s make sure your “financial boat” doesn't sink should you find yourself in rough waters. That’s why you should consider boating insurance from an independent Ohio insurance agent with a combined 54 years of experience in the industry.

DOES HOMEOWNERS INSURANCE COVER YOUR BOAT?

The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.

In other words, if you don't carry a boat insurance policy, you may be underinsured.

BOAT INSURANCE IN OHIO... WHAT'S COVERED?

Typical coverages should include:

• Personal liability
• Boat
• Motor
• Trailer
• Medical and physical damage perils

We also provide insurance for the following types of boats and personal watercraft:

• Runabout
• Mini Jet Boat
• Sailboat
• Pontoon
• House Boat
• Cabin Cruiser
• Other Fishing Boat
• Bass Boat

BOAT INSURANCE DISCOUNTS SPOKEN HERE

We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:

• Own your home
• Have idle assisted steering installed
• Insure multiple vessels
• Bundle other kinds of insurance such as home and auto
• Are the original owner
• Pay your policy in full each year
• Have a clean automobile driving record
• Have a safety course certification

There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require.

WHY WE'RE DIFFERENT

You may think that insurance agents are a dime a dozen and that one boating insurance policy is much like the next. Not true!

We’re here to show you how and why the experienced protection coaches of The Insurance Pad can help educate you on the best, customized policy for your specific asset profile and lifestyle.

With 54 years of combined experience as insurance agents – Kim, Kristy and Sam – are ready to answer your questions and find the best value policy to protect your assets and what you care about most. Reach out anytime via email, phone call or text.

Find out about us (and tell us about you) when you click over to our Cooking with Insurance blog or join our community of savvy shoppers on Facebook and Instagram where you’ll enjoy insurance-related entertainment and education about insurance hacks AND our featured Ohio sports talk and cooking adventures.

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